Insurance policy – communist style

The best form of workers’ insurance is state insurance based on the following principles: (a) it should provide for the workers in all cases of incapacity (accidents, illness, old age, permanent disablement; extra provisions for working women during pregnancy and childbirth; benefits for widows and orphans upon the death of the bread-winner) or in case of loss of earnings due to unemployment; (b) insurance must include all wage-earners and their families; (c) all insured persons should receive compensations equal to their full earnings, and all expenditures on insurance must be borne by the employers and the state; (d) all forms of insurance should be handled by uniform insurance organisations of the territorial type and based on the principle of full management by the insured persons, themselves.

Lenin, Collected Works, vol. 17, p. 476.


5 thoughts on “Insurance policy – communist style

  1. “insurance must include all wage-earners and their families”

    Wage earners, yes? But what about volunteers, or stay at home mothers and fathers who do work for their families that go unpaid? Spivak bring up this question about Marxist analysis in her essay, i believe, “Feminism and Critical Theory.”

    Would there be insurance available to volunteer/non-paid workers?

    1. And consistent policies of the early Soviet governments included both subbotniks (volunteer labour groups) and tackling the unpaid nature of domestic (and thereby female) labour.

      1. A ha!

        Thanks Roland.

        I have 2 questions: Would the concept of the subbotniks be found in Marx’s Das Capital? Or would I need to go elsewhere? I plan in the following weeks to read Karl marx and Adam Smith side by side as I continue on my way of studying the relation of theology and economics

        2ndly, 2 weeks ago, I presented a paper by proxy (someone read it for me since I could not make it) on theology and economics ( I discussed FDR’s and the Tea Party’s approach to economics and theology). I feel it has potential, and I could use some critical feed back. I do not know what your schedule is like, but would you be willing to look over it if I emailed it to you?


  2. Rod, the subbotnik is implicitly there in Marx’s critique of the wage relation, which is structurally exploitative. Ultimately, the aim is tp get rid of the wage relation – hence subbotniks were seen as harbingers of a post wage economy (never quite happened, though). And yes, send the paper.

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